The banking sector is finally on fire in the use of cloud, as regulators ease the pressure on the use of cloud and as the banks technology strategy  steps down from its ivory tower and embraces the cloud as the saviour.
Whether it is mobility, social media, analytics or real time secure transaction, the cloud delivers it all and the year 2017 will be the year of the PAAS for Banking.
PAAS takes cloud deployment to a new level, it allows banks to customise and develop based on their needs, if they need nothing, they can use the vanilla PAAS solution, if they want to add more processes or bells and whistles PAAS solutions will allow them to do this easily.
PAAS solutions will offer both hybrid and non-hybrid deployment, with adequate security built in the cloud architecture, the PAAS banking solutions will be an accelerator for banks to deliver innovative banking solutions to their customers without robbing the bank and in a small delivery cycle of weeks rather than quarters.
We will see small and medium sized banks take to the PAAS in droves, there will be teething problems but the ecosystem would be easier for the Bank leadership handle and deliver. 
Banks will migrate their data centers and their business applications like core banking systems, customer relationship, collaboration tools, office automation  to the cloud allowing them to focus on their core business – banking .
Transaction costs for digital banking will be a pittance compared to brick and mortar banking and it will make banks customer focused, agile, secure and cost effectiv
We will see Banks Board and Leadership take center stage in the PAAS journey of the banks, 
Is your bank ready for the PAAS solution, have your trained your leadership team in understanding the offerings in the PAAS, the PAAS adoption is a board agenda.
We will have a number of Central Banks encourage adoption of PAAS as the technology platform for banks.

PAAS will provide smaller banks to compete with larger established players with agility and confidence and allow them to deploy the best banking solutions available in the world.


The PAAS tsunami is coming in 2017, brace up and get ready to ride it with success or be washed away into oblivion and history.